This Terms of Use and Disclaimer is for our law firm's websites and forums. These sites include www.grazianolegal.com, www.effectivecollections.com, and www.familylaw.grazianolegal.com, and are hereinafter collectively referred to as "the websites," or "this website."

This website is best viewed using a contemporary browser. Use of this website is offered to you on your acceptance of these Terms of Use, Disclaimer and other notices posted on this website.

YOUR USE OF THIS WEBSITE OR OF ANY CONTENT PRESENTED IN ANY AND ALL AREAS OF THE WEBSITE INDICATES YOUR ACKNOWLEDGMENT AND AGREEMENT TO THESE TERMS OF USE, DISCLAIMER AND OTHER NOTICES POSTED ON THIS WEBSITE. IF YOU DO NOT AGREE TO BE BOUND BY AND COMPLY WITH ALL OF THE FOREGOING, YOU MAY NOT ACCESS OR USE THIS WEBSITE.

We suggest you print a copy of each of these documents for your records.

The Law Offices Of Michael A. Graziano shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes on this website. The most recent version of these Terms of Use may always be found at http://www.grazianolegal.com/Disclaimer.html. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this website following changes to these Terms of Use shall constitute your acceptance of all such changes. These Terms of Use were last modified on January 1, 2006.